Understand Your Super Before Retirement
A practical Australian workbook designed to help you organise your super balances, contributions, fees, insurance, beneficiaries and annual reviews in one clear place.
- Written for Australians
- Plain English
- No financial-product recommendations
Super Shouldn't Feel Like a Mystery
Many Australians receive super statements but still do not have one clear place showing their total balances, contributions, fees, insurance, investment options and beneficiary details.
The Superannuation Tracker is being created to help people organise this information, identify questions that need attention and prepare for more informed conversations with their super fund or licensed financial adviser.
Know Where You Stand
Bring your important super information together in one place.
Track Changes Over Time
Record balances, contributions and annual reviews.
Identify Planning Gaps
Spot missing beneficiary details, outdated insurance or accounts needing review.
Prepare Better Questions
Organise your information before contacting your super fund or adviser.
Everything You Need for a Clearer Super Snapshot
Your Super Snapshot
Record each fund, current balance and important account details.
Contributions
Track employer, salary-sacrifice and personal contributions.
Investment Options
Record your current investment choice and review dates.
Fees
Capture administration, investment, insurance and other fees.
Insurance
Record death, total and permanent disability and income-protection cover.
Beneficiaries
Track binding and non-binding nominations and review dates.
Multiple Funds
List all accounts and questions to consider before consolidating.
Annual Review
Complete a practical yearly super check-up.
Retirement Readiness Score
Review the areas that may need further attention.
Simple to Use. Easy to Update.
Gather Your Information
Collect your latest statements and account details.
Complete the Tracker
Work through the workbook one section at a time.
Review It Each Year
Update the figures and note any questions or actions.
Designed for Australians Approaching Retirement
- People aged approximately 50–70
- Anyone with one or more super funds
- People who want their information organised before seeking professional advice
- Couples planning retirement together
- Anyone unsure what details they should be reviewing
This workbook provides general organisational and educational information only. It does not provide personal financial advice or recommend any super fund, investment option, insurance product or financial strategy.
Download the Superannuation Tracker
Get the free workbook in your preferred format. Print it out or complete it on any device — desktop, tablet or mobile.