Made in Australia · For Australians aged 50–70
Free Retirement Guide

The 10-Step Retirement Readiness Checklist

A practical guide to help Australians aged 50–70 prepare for retirement with greater confidence.

Whether retirement is five years away or fifteen, this free checklist helps you identify the most important financial, lifestyle and planning decisions before you retire.

Learn What's Inside
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  • No credit card required
  • Written for Australians
Retirement GenX Tools

The 10-Step Retirement Readiness Checklist

Practical Retirement Planning for Australians aged 50–70

Edition 2025
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Why this guide?

Retirement planning, made straightforward.

Know where you stand financially

See your position clearly instead of guessing.

Reduce retirement uncertainty

Replace worry with a step-by-step plan.

Identify important planning gaps

Spot what's been missed before it matters.

Create your own retirement action plan

Finish with concrete next steps for the year ahead.

What's inside

Ten focused steps to a confident retirement.

Each step is one page — clear questions, checklists and space to write your own answers.

STEP 01

Know Your Retirement Numbers

Review your super, savings, debts and retirement goals.

STEP 02

Build Your Retirement Budget

Estimate future income and living expenses.

STEP 03

Review Your Super

Insurance, fees, investments and beneficiaries.

STEP 04

Government Benefits

Understand pensions and concessions.

STEP 05

Income Planning

Identify every future income source.

STEP 06

Health Planning

Prepare for medical costs and wellbeing.

STEP 07

Estate Planning

Review wills, powers of attorney and important documents.

STEP 08

Lifestyle Planning

Travel, hobbies, family and purpose.

STEP 09

Retirement Risks

Identify inflation, longevity and market risks.

STEP 10

Personal Action Plan

Leave with a clear retirement roadmap.

Interactive

What's Your Retirement Readiness?

Retirement readiness sits on a spectrum. Here's how Australians tend to describe where they are today.

Getting Started

You have begun planning but important areas still need attention.

Building Momentum

You're making solid progress and building confidence.

Nearly Ready

Most of the important pieces are in place.

Retirement Ready

You're well prepared for retirement and ready for the next chapter.

Download the checklist to discover your own Retirement Readiness.

Who this is for

Made for everyday Australians thinking about the next chapter.

  • People aged 50–70
  • Australians approaching retirement
  • Recent retirees
  • People wanting practical retirement planning
  • People confused by superannuation
About Retirement GenX Tools

Practical Retirement Planning for Everyday Australians

Retirement GenX Tools was created to provide straightforward, practical retirement resources for Australians aged 50–70.

Our mission is to simplify retirement planning through easy-to-use calculators, planners, workbooks and checklists.

We don't sell financial products. We focus on helping Australians become better organised and better prepared.

Frequently asked

Questions people ask us

Yes. The 10-Step Retirement Readiness Checklist is completely free. Enter your name and email and we'll send it straight to your inbox — no payment, no credit card, no catch.

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